Mortgages
Explore WFCU’s comprehensive portfolio of mortgage products, with fixed and variable options and terms to suit your financial needs. Whether you are purchasing your first or second mortgage, WFCU has the best rates and guidance to help set you up for financial success.
Listed below are our current rates from terms ranging from six months to seven years, as well as our promotional rates, available on a 1-year and 5-year fixed term mortgage.
| Fixed First And Second Mortgage | Rates |
|---|---|
| 5-Year Fixed Rate High Ratio Mortgage Special | 4.99% |
| 1-Year Fixed Rate Mortgage Special | 6.99% |
| 2-Year Fixed Rate Mortgage Special | 6.39% |
| 3-Year Fixed Rate Mortgage Special | 5.99% |
| 5-Year Fixed Rate Cashback Mortgage Special | 5.49% |
| 6-Month | 7.29% |
| 1-Year | 7.49% |
| 2-Year | 7.19% |
| 3-Year | 6.89% |
| 4-Year | 6.49% |
| 5-Year | 6.79% |
| 7-Year | 7.19% |
| Cashback on Fixed First Mortgages | Rates |
|---|---|
| 3-Year - 3% Cashback | 7.99% |
| 4-Year - 4% Cashback | 7.59% |
| 5-Year - 5% Cashback | 6.99% |
| 7-Year - 5% Cashback | 8.29% |
| Variable First and Second Mortgages | Rates |
|---|---|
| Closed - From | 7.20% |
| Open - From | 8.20% |
The cashback offer is only available for applications received between March 15 and May 31, 2024 on a 5-year, fixed conventional mortgage. The core special mortgage rate is only available to new WFCU mortgage holders for applications received between March 15 and May 31, 2024. All mortgage applications are subject to additional restrictions and conditions, credit approval, and must be funded within 120 days of the application date. This offer may be changed or withdrawn at any time, without notice, and cannot be combined with any other offers.
1 The promotional rate of 6.99% per annum is for a closed, fixed, one-year term mortgage. 3 The promotional rate of 6.39% per annum is for a closed, fixed, two-year term mortgage. 4 The promotional rate of 5.99% per annum is for a closed, fixed, two-year term mortgage. All promotional mortgage rates are only available to members of an owner-occupied property. Other rates and terms are available. Rates are subject to change at any time.
Visit wfcu.ca/FinePrint for full details.
1 The promotional rate of 6.99% per annum is for a closed, fixed, one-year term mortgage. 3 The promotional rate of 6.39% per annum is for a closed, fixed, two-year term mortgage. 4 The promotional rate of 5.99% per annum is for a closed, fixed, two-year term mortgage. All promotional mortgage rates are only available to members of an owner-occupied property. Other rates and terms are available. Rates are subject to change at any time.
Visit wfcu.ca/FinePrint for full details.