Take control of your future - RRSPs

An RRSP is an investment in your future, with benefits you can enjoy today. When you contribute to an RRSP, you take advantage of substantial tax savings today and enjoy peace of mind in knowing you'll have a financially secure retirement. In addition, your RRSP dollars are completely tax sheltered as long as they remain in your RRSPs. Only RRSPs work as hard for you today as they will in the future.

Maximize your RRSP contributions

Everyone with 'earned income' subject to Canadian tax may contribute to an RRSP.

Each year, you may contribute your maximum personal contribution limit. The best way to find out how much you can contribute to your RRSP each year is from the 'Notice of Assessment' you received from Canada Revenue Agency with your previous year's tax return. This will also include any unused contribution limit from past years.

Contributions made during the first 60 days of the year may be deducted for the current or the immediately preceding taxation year. Let us show you how it makes good sense to make regular RRSP contributions throughout the year!

MaXimize your unused RRSP contributions

If you haven't always taken advantage of all your RRSP contributions each year since 1991, you can carry
forward the unused portion indefinitely.

To maximize your RRSP contributions and to take advantage of any unused contributions Windsor Family offers our Maximum RRSP Loans.

Let us show you how the cost of borrowing can be offset by your tax savings at year-end!

	Savings Account	Fixed-Term RRSPs	Mutual Funds**
Features	Variable rate of interest Immediate access No minimum investment RRSP by payroll available to build your contributions automatically	Our highest guaranteed interest rate Guaranteed principal and interest Terms from one month to five years	Professionally managed Potential for diversification Invest in the family of Ethical Funds®
Benefits	Allows you to begin... NOW! ALL funds reinvested into our Community	Easy to manage Guaranteed return ALL funds reinvested into our Community	You choose the fund that matches your objectives Redeemable at any time
Terms	Short Term	One month to 5 years	Short term or long term to suit your financial objectives
Minimum Investment	No minimum	$500	$500 or $50 per month
Re-Investment	Can be re-invested into a fixed term RRSP after achieving a $500 balance	At maturity	Redeemable anytime (Fees may apply)
RRSP Loans	RRSP Loans as low as prime! Let us show you how it can pay to borrow for your RRSP contribution.