WFCU
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Current Rates

Click here for Personal Loan Rates
Click here for Mortgage Rates
Click here for Lines of Credit Rates
Click here for Overdraft Rates
Click here for MasterCard Rates

Prime Rate: 4.75%

Current personal loan Rates


Item
Rate*
100% Secured by WFCU Deposits
Variable
4.75%
1-Year Fixed
6.00%
Variable
Variable Rate Personal Loan
From:
7.25%
Maximum RRSP Loan
(Prime +0.50%)
5.25%
Fixed
1-5 Year Term
From:
7.75%
RRSP Loan
1 Year
(Prime)
4.75%
2 Year
Prime +1.00%
5.75%

 

Current Mortgage Rates

Fixed First and Second Mortgage Rates
Term
Rate*
6 Months
6.00 %
1 Year
6.00 %
2 Years
6.00 %
3 Years
6.00 %
4 Years
6.10 %
5 Years
6.10 %
7 Years
6.65 %
Cashback on Fixed First Mortgages
Term
Rate*
3 Years - 3% Cashback
7.10 %
4 Years - 4% Cashback
7.20 %
5 Years - 5% Cashback
7.20 %
7 Years - 5% Cashback
7.75 %

Variable First and Second Mortgage rates from 4.75%

Home Equity Line of Credit
Item  
Rate*
Home Equity Line of Credit
From:
4.75%

 

Current Lines of credit Rates


Item
Rate*
CU Line
100% Secured
Prime
4.75%
Unsecured
From Prime + 1.50%
6.25%
HeadStart Student Line of Credit
From Prime + 1.50%
6.25%

 

Current Overdraft protection Rate


Item
Rate*
CU Overdraft Protection
19.00%

 

Current mastercard credit card Rate


Item
Rate*
MasterCard Credit Card
19.49%

For more information, visit one of our retail locations or contact our representatives at 519-974-3100, during regular business hours.

*Please note that rates are subject to change without notice.

 


Fixed 1st Mortgage Rates
6 Months
6.00%
1 Year
6.00%
2 Years
6.00%
3 Years
6.00%
4 Years
6.10%
5 Years
6.10%
7 Years
6.65%

Term Deposit Rates
1 Year
2.25%
2 Years
2.50%
3 Years
2.75%
4 Years
2.95%
5 Years
3.20%