Mortgages

Windsor Family Credit Union prides itself on developing products which are designed with the needs of our members in mind. That's why we've developed our Low Rate and Cashback Mortgage Products to suit your financial situation and your family's needs.

low rate Mortgage

Our Low Rate Mortgage provides a low rate plus the most flexible package of features and benefits available.

Low mortgage rates
Choose from variable or fixed rates.
Fixed rates from 6 months up to seven years.
Get pre-approved online, over the telephone, or in our retail locations with our mortgage specialists.
Interest rate guaranteed for 90 days when purchasing and for 120 for home construction mortgages.
Convenient payment options based on your needs - weekly, biweekly or monthly - let us show you how you can save thousands of dollars on your mortgage with weekly payments.
Generous 20:20 prepayment privileges to help you pay down your mortgage faster.
Prepay up to 20% of the original mortgage balance on the anniversary date.
Increase your payment amount by up to 20% each year on the anniversary date.
Double up the regular scheduled payment amount.
When you sell your home, generous options are available.
Take your mortgage rate and term to your new property.
The buyer can assume your existing mortgage rate and term.
Second Mortgages at First Mortgage interest rates, with sufficient equity.
To protect your family should something happen to you, gain peace of mind with optional group mortgage protection life insurance coverage, critical illness or loss of employment insurance coverage.

Mortgage elsewhere? Transfer it to us, and we'll pay the legal and appraisal fees associated with the mortgage.

Cashback mortgage

Get cashback to help pay for things like furniture, renovations, a vacation, etc?

Get 3% cashback on a 3 year fixed term, 4% on a 4 year fixed term or 5% on a 5 or 7 year fixed term
Minimum $80,000 new mortgage to be eligible for cashback
Maximum cashback amount is $7,500
Low cashback mortgage rates
Get pre-approved online, over the telephone, or in our retail locations with our mortgage specialists
Interest rate guaranteed for 90 days when purchasing and for 120 for home construction mortgages
Convenient payment options based on your needs - weekly, biweekly or monthly - let us show you how you can save thousands of dollars on your mortgage with weekly payments
Generous 20:20 prepayment privileges to help you pay down your mortgage faster
Prepay up to 20% of the original mortgage balance on the anniversary date
Increase your payment amount by up to 20% each year on the anniversary date
Double up the regular scheduled payment amount
When you sell your home, generous options are available
Take your mortgage rate and term to your new property
The buyer can assume your existing mortgage rate and term
To protect your family should something happen to you gain peace of mind with optional group mortgage protection life insurance coverage, critical illness or loss of employment insurance coverage

To apply for a Mortgage please contact our representatives at 519-974-3100 during regular business hours. Our staff specialists will get all the necessary details over the telephone.

Current Rates

Click here to view the current rates.

Fixed 1st Mortgage Rates
6 Months	6.00%
1 Year	5.95%
2 Years	6.00%
3 Years	6.10%
4 Years	6.15%
5 Years	6.20%
7 Years	6.80%
Click here for all mortgage rates.

Term Deposit Rates
1 Year	2.25%
2 Years	2.50%
3 Years	2.75%
4 Years	2.95%
5 Years	3.20%
Click here for all investment rates.