Membership-Patronage Dividend Payment

For the 17th consecutive year,WFCU's Board of Directors has declared the annual dividend on Membership-Patronage Shares and this will be paid on Friday, September 7, 2007, to all members in good standing as of May 31, 2007.

Members who joined prior to May 1995 and have $85 in Membership Shares ($170 for joint members) will have $5 paid to their Patronage Shares ($10 for joint members). Members who joined after May 1995 will have their dividend paid to their Membership Shares until they attain the required $85 Membership Shares level ($170 for joint members).

The dividend payment is one component of the credit union's planned strategy to build our Regulatory Capital and to strengthen our financial position. This dividend payment is counted as part of our Regulatory Capital which consists of Membership and Patronage Shares, Investment Shares and Financial Reserves.

Through this plan, by May 2007, WFCU has built over $49 million in Regulatory Capital or 8.78% of assets, surpassing the required legislated level of 5.00%. This strong capital base ensuresWFCU continues to expand and to offer competitively priced products and services.