INVESTMENT SHARES

Windsor Family Credit Union Board of Directors has approved the annual dividends on Series 1, 2, 3 and 4 Investment Shares and these will be paid out to shareholders on Monday, April 6, 2009 , based on their holdings as of the anniversary date for each Share.

The annual and bonus dividends to be paid are:

	Anniversary Date	Year	Annual Dividend
Series 1	March 25, 2009	Year 12	3.51%
Series 2	March 20, 2009	Year 9	3.51%
Series 3	March 19, 2009	Year 7	3.51%
Series 4	April 4, 2009	Year 3	4.01%

These dividends will be paid in the form of additional Investment Shares. Members holding Investment Shares will be sent a personalized letter and Share Certificates representing their earned dividends following the payment date.

Since 1997, with the introduction of our Series 1 Investment Shares, members have purchased a total of $17.3 million Investment Shares and each year have earned the planned annual dividends. These Investment Shares and the dividends count as part of our credit union's regulatory capital. A strong capital base ensures our credit union continues to expand and offer competitively priced products and services.

For information on how you can invest in WFCU with Investment Shares, please call our Member Relations department at 519-974-3100 or visit a retail location.